Clockwork vs. Mosaic: Mosaic isn't a standalone product anymore
If Mosaic is on your FP&A shortlist, there's something worth knowing before you go further: Mosaic no longer exists as a standalone product. HiBob acquired it in 2025, and the technology now ships as two modules inside HiBob's HCM suite — Bob Financial Insights and Bob Financial Planning. The mosaic.tech domain redirects to HiBob's finance page. We'd rather tell you that up front than let you spend three weeks evaluating something that changed underneath you.
The 30-second comparison
| Clockwork | Mosaic (now HiBob) | |
|---|---|---|
| Product status | Independent, purpose-built FP&A platform | Acquired by HiBob in 2025; now sold as Bob Financial Insights and Bob Financial Planning |
| What you're actually buying | A standalone FP&A product | Modules inside HiBob's HCM (HR, payroll, talent) platform |
| Starting price | $149/month, published | Quote only, not published |
| Pricing transparency | ✅ Full pricing on our site | ❌ hibob.com/pricing routes to a demo request form |
| Target customer | SMBs, accounting firms, fractional CFOs | HRIS buyers adding finance modules to an HCM purchase |
| Setup time | 5 minutes | Not published; scoped as part of an HCM implementation |
| AI financial analyst | ✅ Mira, built in | ⚠️ AI features embedded across the Bob platform |
| 3-statement forecast model | ✅ Auto-built from your GL | ✅ "Connected 3-statement models" per HiBob |
| 13-week cash flow forecast | ✅ Auto-built | ⚠️ Cash flow forecasting included; the 13-week direct format isn't publicly documented |
| QuickBooks + Xero integration | ✅ One-click | ✅ Yes (HiBob cites 30+ live data integrations) |
| Accounting firm / advisory channel | ✅ Firm plans with fair-use client-file allowances (10 / 30 / 80 / 80+) | ❌ None published — no per-client pricing, no wholesale tier |
| Free trial | ✅ 14 days, no card | ❌ Demo-only |
| Best for | Businesses and firms that want FP&A without buying an HR suite | Companies standardizing on HiBob for HR who also want finance planning |
What happened to Mosaic
HiBob, the HR and HCM company behind Bob, announced its acquisition of Mosaic on February 13, 2025. The deal was signed on February 12 and closed on April 1, 2025, at a reported value of roughly $35 million, with about 70 Mosaic employees moving across. Mosaic's own domain, mosaic.tech, now redirects to HiBob's finance page.
The product didn't get shut down — it got absorbed. What was Mosaic now ships as two modules inside HiBob's HCM suite: Bob Financial Insights (live data integrations, out-of-the-box metrics, custom metric builder) and Bob Financial Planning (collaborative departmental budgeting, connected 3-statement models, vendor-level budget-versus-actual analysis, headcount planning wired to HiBob's people data). HiBob describes it as the first mid-market FP&A tool built fully inside an HCM platform. That's a fair description of the strategy, and it's also the reason evaluating Mosaic in 2026 is a fundamentally different exercise than it was in 2024.
What this means if Mosaic is on your shortlist
You're now evaluating an HR platform
The FP&A capability is real and it's still being developed. But it arrives as part of a people platform, and its differentiator is the HR data underneath it — headcount, compensation, attrition, hiring plans. If you're an HR-led buyer already consolidating onto HiBob, that integration is genuinely valuable. If you came looking for FP&A software and have no intention of changing your HRIS, you're now in a conversation about a much larger platform than the one you set out to buy.
Pricing is quote-only
There is no published price for the finance modules. HiBob's pricing page asks for your company size and routes you into a custom proposal, and hibob.com/pricing lands on a demo request form. We're not implying that's expensive — we genuinely don't know, and neither will you until you've been through a sales cycle. It does mean you can't scope a budget from the website, which matters if you're comparing options on a deadline.
There's no accounting-firm channel
This is the sharpest break from the old Mosaic story. There is no published advisory or accounting-firm program for the finance modules: no per-client pricing, no wholesale tier, no partner plan for delivering FP&A as a client service. The modules are an attach-sell to an HRIS buyer. If you're a firm or a fractional CFO who needs to run forecasting across a book of clients, that motion isn't supported.
Where Clockwork fits
Clockwork is a purpose-built FP&A platform, and the plan is for it to stay purpose-built. There's no HR suite to buy alongside it, no implementation project, and no quote to chase — pricing starts at $149/month and it's published on our site.
Connect QuickBooks or Xero in one click and Mira, our AI FP&A analyst, builds your 13-week cash flow, 3-statement model, and dashboards in about five minutes. No templates, no modeling workshops, no onboarding call you have to schedule before you can see anything. When you want to know "why did cash flow drop in March," Mira answers in plain English from live data.
And there's a real firm channel. Clockwork's firm plans include a fair-use client-file allowance — up to 10 on Start, 30 on Scale, and 80 on Growth, with higher allowances scoped on Enterprise — so an accounting practice or a fractional CFO can run forecasting across an entire client base without negotiating a seat at a time.
If you're already a Mosaic customer
Nothing here is urgent. The product still works and HiBob is investing in it. But two situations tend to push teams to look around:
- You don't want the HCM. The FP&A roadmap is now tied to a people platform you may have no plans to adopt. If your renewal conversation starts including HR modules, it's reasonable to price alternatives.
- You're a firm that inherited a Mosaic client. With no advisory channel, serving that client as a firm deliverable is harder than it used to be. Clockwork's fair-use client-file allowance is built for precisely this.
Migration is usually under an hour. You don't rebuild models — connect the GL and Mira regenerates the forecast. Historical scenarios can be exported from Mosaic as CSV and imported; actuals stream from the GL from then on.
About the legacy price points you'll still find online
Search for Mosaic pricing and you'll turn up third-party estimates: roughly $10,000 per year at entry, small teams landing somewhere between the mid five figures and the low six figures annually, and a Vendr redline around $50,000. Treat all of those as historical and pre-acquisition. They describe a standalone product that no longer exists as a separate purchase, and they are not HiBob's current pricing for the finance modules. We wouldn't build a budget on them, and we'd be wary of any comparison page that still presents them as live numbers.
Compare Clockwork to other FP&A tools
Evaluating more than one option? See how Clockwork compares to other FP&A, forecasting, and reporting platforms:
“Clockwork is BY FAR the easiest financial modeling software around. I have tried 10-15 FP&A pieces of software and NONE of them come close to Clockwork.ai. When I say that it’s easy, I mean VERY easy — it’s intuitive and user friendly!”
— Brendan Aronsohn
Frequently asked questions
Is Mosaic still available as a standalone FP&A product?
No. HiBob acquired Mosaic in 2025 and now sells the technology as Bob Financial Insights and Bob Financial Planning, two modules inside its HCM platform. The mosaic.tech domain redirects to HiBob's finance page. If a vendor comparison still lists Mosaic as an independent option, that list is out of date.
What are Bob Financial Insights and Bob Financial Planning?
They're the two finance modules HiBob built from Mosaic. Insights covers live data integrations, out-of-the-box metrics, and a custom metric builder. Planning covers collaborative departmental budgeting, connected 3-statement models, vendor-level budget-versus-actual analysis, and headcount planning tied to HiBob's people data.
How much does Mosaic cost now?
Quote only, not published. HiBob doesn't list prices for the finance modules — hibob.com/pricing routes to a demo request form, and the HiBob pricing page asks for your company size and generates a custom proposal. You'll need a sales conversation to get a number.
Do I have to buy HiBob's HR platform to get the FP&A modules?
HiBob positions the finance modules as part of the Bob platform, and its pricing page describes starting with Core and adding modules as you grow. HiBob doesn't publish the packaging rules, so if you want the FP&A capability without the HCM, ask them directly and get the answer in writing before you invest evaluation time.
Can an accounting firm resell Mosaic or Bob Financial Planning to clients?
There's no published accounting-firm or advisory channel — no per-client pricing, no wholesale tier, no partner plan for delivering the FP&A modules as a client service. The modules are sold as an attach to an HRIS purchase. Clockwork's firm plans are built for the opposite motion: a fair-use client-file allowance (up to 10 on Start, 30 on Scale, and 80 on Growth, with higher allowances scoped on Enterprise) so a firm can run forecasting across a whole book of business.
I found Mosaic pricing around $10,000 a year. Is that still accurate?
Treat it as historical. Those third-party estimates — roughly $10,000 a year at entry, small teams landing between the mid five figures and the low six figures annually, and a Vendr redline near $50,000 — all describe pre-acquisition, standalone Mosaic. They aren't HiBob's current pricing for the finance modules, and we wouldn't budget against them today.
Can I switch from Mosaic to Clockwork?
Yes, and most teams are operational within an hour. You don't rebuild models: connect QuickBooks or Xero and Mira, Clockwork's AI FP&A analyst, generates your 13-week cash flow, 3-statement forecast, and dashboards from the general ledger. Historical scenarios can be exported from Mosaic as CSV and imported; actuals stream from the GL after that.
Does Clockwork integrate with NetSuite or Sage Intacct?
Not today. Clockwork's integrations are QuickBooks Online, QuickBooks Desktop, and Xero — the systems most SMBs and accounting firms actually run on. If your GL is NetSuite or Sage Intacct, Clockwork isn't the right fit, and we'd rather say that now than three calls from now.
Still need FP&A? Clockwork is purpose-built, and staying that way.
Published pricing from $149/month, a 14-day trial with no credit card, and a forecast built by Mira in about five minutes. No HR suite in the cart, no implementation project, no quote to chase.