Know your cash position 52 weeks out, not 52 days late.
A week-by-week cash forecast built from live transactions on a full balance sheet, not a 12-month guess on a spreadsheet. See the low point, the payroll weeks, and the tax hit before they arrive. Included on every plan, built in about five minutes from QuickBooks or Xero.
Free 14-day trial, no credit card. Your first forecast in about five minutes.
| Person | Role | Start | Type | Loaded cost |
|---|---|---|---|---|
| Maya R. | Account exec | Feb 1 | W2 | $101.6K |
| New hire | Dental hygienist | Mar 15 | W2 | $78.4K |
| Dev shop | App rebuild | Apr 1 | 1099 | $60.0K |
| Jordan K. | Ops manager | On staff | W2 | $92.3K |
| Provider | People | Last sync |
|---|---|---|
| 14 | 6:00am |
| 0 | Available |
| 0 | Available |
| Person | Base | Taxes | Benefits | Loaded |
|---|---|---|---|---|
| Maya R. | $85.0K | $6.5K | $9.0K | $101.6K |
| New hire | $64.0K | $4.9K | $9.0K | $78.4K |
| Jordan K. | $76.0K | $5.8K | $9.0K | $92.3K |
RevenueLive| Metric | Source | Updated |
|---|---|---|
| Revenue per location | QuickBooks + CSV | 6:00am |
| Cost per lead | CSV import | Monday |
| Billable hours | CSV import | Monday |
| Occupancy | CSV import | Friday |
Connected
ConnectedConnectedConnectedAvailable OnlineConnected DesktopConnectedConnected| System | Items | Last sync |
|---|---|---|
| QuickBooks Online | 14,203 transactions | 6:00am |
| QuickBooks Desktop | Available | One click |
| Xero | Available | One click |
| CSV column | Maps to | Rows |
|---|---|---|
| pipeline_value | Forecast driver | 1,240 |
| customer_count | Custom metric | 1,240 |
| billable_hours | KPI dashboard | 1,240 |
See the tight week before it arrives
Monthly totals hide the tight week
A month can end with plenty of cash and still have a week in the middle where you can't make payroll. Weekly is the resolution at which cash problems actually happen, so that's the resolution Clockwork forecasts at.
Bank balances aren't forecasts
The balance tells you what's in the account today. It doesn't know about the receivable that's 40 days late or the loan payment on the 15th. The balance sheet does, and Clockwork builds the forecast from the whole thing.
Every receivable, payable, loan, and payroll run, placed in the week it actually hits
Clockwork reads the open invoices, bills, loan schedules, and payroll cadence in your books and places each one in the week it will clear. That's the difference between a cash forecast and a bank balance with a trend line on it.
Built from your books, kept current as they change.
Nothing to set up and nothing to maintain. Connect QuickBooks or Xero and this is what you get.
Clockwork flags the low point and tells you what moves it
Set a minimum cash floor and Clockwork watches it. When a week dips close, Mira explains what's driving it and suggests the lever: delay a purchase, chase a receivable, shift a hire. You decide; the forecast updates.
Your judgment on top. The model underneath.
If you know something the books don't yet, change it: a customer who always pays late, a hire starting in March, a price increase in Q2. Every week of the forecast recalculates. No formulas to fix, nothing to rebuild.
Loans, fundraising, and capital expenses, modeled in minutes
If there is anything that impacts cash and your balance sheet, you can model out in Clockwork with a couple clicks.
The same forecast, two jobs.
The same deliverable for every client, built the day you connect them.
The portfolio view shows which clients need a conversation and when, so the advisory call happens before the problem does. Unlimited users, no per-client charges.
A CFO's view of the business, without the CFO.
Decisions about hiring, buying, and pricing get made with the numbers in front of you, and Mira explains what moved and why. Free 14-day trial, no credit card.
It all comes from the same model.
Every feature reads from one 5-year, 3-statement model built from your books, so the numbers always agree with each other.
Weekly Cash Flow Forecast
A 52-week cash forecast on a full balance sheet. See the low week before it arrives.
Learn moreScenario Planning
Change a hire, a price, or a location and compare the cash lines side by side.
Learn moreWhat is a 52-week cash flow forecast?
A week-by-week projection of the cash coming in and going out of a business for the next year, built from the receivables, payables, payroll, loans, and spending patterns in its books. Clockwork builds one automatically from QuickBooks or Xero and updates it every time the books change.
Why weekly instead of monthly?
Because cash runs out on a specific Friday, not at the end of a month. A monthly forecast can show a healthy month that contains a week where payroll and a tax payment land together and the account goes negative. Weekly is the resolution at which the problem is visible in time to fix it.
How is this different from the cash flow report in QuickBooks?
QuickBooks shows what happened. Clockwork projects what will happen, week by week, using the open invoices, bills, and loan schedules in your books plus the assumptions you set. It also tells you the low point and what moves it.
Do I have to set it up?
No. Connect your books and the forecast is built. The only assumption worth checking in the first five minutes is your payroll cadence, which Clockwork reads from your payroll provider if you connect one. Everything else can be adjusted later.
Is the weekly forecast on every plan?
Yes. The 52-week cash flow forecast is included on every business plan and every firm plan.
See it on your own numbers.
Connect QuickBooks or Xero and Clockwork builds the model in about five minutes. Or bring a file to a demo and we'll build it while you watch.
